Insurance

AI voice agents for insurance — automate FNOL, claims status, and policy servicing

AI voice agents that handle first notice of loss, claims status, policy questions, and payment processing — so your adjusters focus on complex claims.

Industry estimate: Average insurance carrier spends $12-15 per inbound call with human agents

Insurance carriers using voice AI resolve routine calls 4x faster at 1/5 the cost

The problem

Insurance call centers are expensive and slow. Policyholders wait on hold to ask about claim status, make payments, or report simple incidents. Meanwhile, your adjusters — the people you need on complex claims — are stuck on calls a machine could handle. The average cost per inbound call with a human agent is $12-15 (industry benchmarks). First notice of loss intake follows a rigid script that's perfect for automation. Claims status is a database lookup. Payment processing is a workflow. Yet most carriers still route every call to a human because their IVR can't handle natural conversation and their chatbot can't handle voice. Vociply changes that.

What this costs you today

$12-15

Cost per human-handled call

Industry benchmark for insurance contact centers

68%

Automatable calls

Claims status, payments, and simple inquiries that follow scripts

8+ min

Average hold time

Industry average across P&C and life carriers

How Vociply solves this

1

FNOL intake — fully automated

The AI agent walks policyholders through first notice of loss: date, time, location, parties involved, damage description, police report number. All data is structured and pushed directly to your claims management system.

2

Claims status in seconds

Policyholders call, verify identity, and hear their claim status instantly. No hold time, no transfers, no "let me look that up." The agent pulls from your claims system in real time.

3

Policy servicing

Address changes, coverage questions, ID card requests, payment processing. The agent handles these routine tasks end-to-end, freeing your service team for complex policy reviews.

4

Smart escalation

Disputed claims, complex liability questions, and emotional callers are identified and warm-transferred to human adjusters with full call context and structured notes.

Why Insurance teams choose Vociply

FNOL-optimized

Pre-built FNOL workflows for auto, home, life, and commercial lines. The agent captures all required fields and validates data before submission — no incomplete claims.

State-compliant

Configurable compliance scripts per state. Handles required disclosures, consent language, and recording notices automatically. Audit trail for every interaction.

$3 per call, not $15

Routine calls cost a fraction of human-handled calls. At 10,000 calls/month, the math is simple: $30K vs $150K. Savings fund your next adjuster hire.

Integrations that matter

Guidewire

Claims creation, status lookup, and policy data access

Duck Creek

Policy administration and billing integration

Majesco

Cloud-based policy and claims management

Salesforce Financial Services Cloud

CRM, case management, and agent routing

Verisk / ISO

Claims data and analytics integration

Twilio / Telnyx

Inbound and outbound telephony with call recording

Compliance & security

SOC 2 Type IIPCI DSS (for payments)State Insurance RegulationsCall Recording ConsentTCPA CompliantData Retention Policies

Frequently asked questions

Can the AI handle first notice of loss?

Yes. Vociply has pre-built FNOL workflows for auto, home, and commercial lines. The agent captures all required fields — date, time, location, parties, damage description, police report — and pushes structured data to your claims management system.

How does it handle identity verification?

The agent verifies policyholder identity using configurable factors: policy number, date of birth, last four of SSN, or security questions. Verification must pass before any account information is disclosed.

What about state-specific compliance requirements?

Vociply supports configurable compliance scripts per state. Required disclosures, consent language, and recording notices are handled automatically. Every interaction generates an audit log for regulatory review.

Can it process payments?

Yes. The agent can process premium payments via secure, PCI-compliant payment flows. Card data is tokenized and never stored. Payment confirmation is sent via SMS.

What happens with complex or disputed claims?

The agent identifies calls that exceed its scope — disputed claims, complex liability, emotional callers — and warm-transfers to a human adjuster with full context: call transcript, structured data, and caller sentiment.

Ready to move past a POC?

Book a 30-minute technical demo with a solutions engineer. No slides — we build your first agent live.