Voice AI for Debt Collection

AI-powered debt collection calls

Voice agents that make collection calls at scale — FDCPA compliant, TCPA compliant, and surprisingly effective. Professional conversations that preserve customer relationships.

How it works

1

Account enters collections

Your collections system triggers outbound calls based on aging buckets, balance thresholds, or custom rules.

2

Agent contacts the debtor

Professional, compliant conversation. Mini-Miranda, validation notice, and payment discussion — all scripted for compliance.

3

Payment arranged

Process payment, set up payment plan, or schedule callback. All outcomes logged and synced to your system.

Why use AI for debt collection

Scale collections without headcount

Make thousands of collection calls daily without hiring. Pay per conversation, not per collector.

Full FDCPA compliance

Mini-Miranda scripts, validation notices, cease-and-desist handling, and time-zone restrictions — all built in.

Preserve relationships

Professional, non-threatening tone. Offers payment plans and assistance. Customers respond better to calm AI than stressed collectors.

Industries using AI for debt collection

BankingHealthcareUtilitiesProperty managementAuto financeStudent loans

FAQ

Is it FDCPA compliant?

Yes. Mini-Miranda scripts, validation notices, cease-and-desist handling, dispute processing, and all required disclosures are built in.

Can it process payments?

Yes. PCI-compliant payment processing over the phone with payment plan setup capability.

Does it handle disputes?

Yes. Captures dispute details, halts collection activity on disputed accounts, and routes to your dispute resolution team.

Launch your first AI voice agent in under 5 minutes

Create an agent, attach your knowledge base and workflows, assign a phone number, and go live. No code required.

Create & configure your agent
Attach workflows & knowledge base
Assign a phone number & go live